Drone Insurance UK 2025

Compare drone insurance quotes from specialist UK insurers. Find the best drone insurance for hobbyists and commercial pilots - public liability, hull damage & equipment cover.

Get a drone insurance quote in minutes. Cheap drone insurance from £50/year for recreational flyers or comprehensive commercial drone insurance for professionals.

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Why Do You Need Drone Insurance?

Drone insurance is essential for protecting yourself against liability claims and equipment damage. With UK drone regulations requiring operator IDs and flyer IDs, having the right insurance demonstrates responsible flying.

Public Liability Cover

Drones can cause injury or damage to third parties. Public liability insurance covers legal costs and compensation claims - essential for commercial work and peace of mind for hobbyists.

Protect Your Equipment

Quality drones cost £500 to £10,000+. Hull insurance protects your investment against crashes, flyaways, water damage, and theft - whether it's a DJI Mini or a professional cinema rig.

Commercial Requirement

Most clients and venues require proof of insurance before allowing commercial drone work. Public liability cover of £1-10M is typically expected for paid drone operations.

Equipment & Accessories

Cover for cameras, gimbals, batteries, controllers, and ground equipment. Protect your complete drone kit under one comprehensive policy.

Worldwide Cover

Many policies offer worldwide cover for travelling drone pilots. Perfect for destination shoots, travel photography, or flying on holiday.

FPV & Racing Cover

Specialist cover available for FPV racing drones and high-speed quadcopters. Protect your racing rig at events and practice sessions.

Types of Drone Insurance Cover

Recreational Drone Insurance

For hobbyist pilots flying for fun. Covers drones under 25kg flown in accordance with UK drone code.

  • Public liability from £1M
  • Optional hull damage cover
  • From £50/year

Commercial Drone Insurance

For professional drone pilots earning money from aerial work - photography, surveying, inspections, etc.

  • Public liability up to £10M
  • Professional indemnity available
  • Certificate for clients

A2 CofC Drone Insurance

For pilots with A2 Certificate of Competency flying in the Open A2 category, closer to people.

  • Cover for flying closer to people
  • Drones 500g-2kg covered
  • Higher liability limits

Fleet & Multi-Drone Insurance

Cover multiple drones under one policy. Ideal for businesses with several aircraft or pilots with multiple platforms.

  • Discounted multi-aircraft rates
  • Add/remove drones easily
  • Named pilot options

Drone Insurance FAQs

Do I legally need drone insurance in the UK?

Drone insurance is not legally required for recreational flying in the UK, but it's highly recommended. For commercial operations, most clients and venues require proof of public liability insurance. EU regulations do require insurance for drones over 20kg, and this may affect UK rules in future. Many drone pilots choose to insure voluntarily for peace of mind.

How much does drone insurance cost?

Recreational drone insurance with public liability starts from around £50-80 per year. Adding hull/equipment cover typically costs £100-300 depending on your drone's value. Commercial policies with higher liability limits and equipment cover range from £150-500+ per year. Pay-as-you-fly options are also available from some insurers.

What does drone public liability insurance cover?

Public liability insurance covers claims made against you if your drone injures someone or damages their property. This includes legal defence costs and compensation payments. Cover levels typically range from £1M to £10M. It protects you if your drone crashes into a car, hits a person, or causes property damage during flight.

Is my DJI drone covered by DJI Care?

DJI Care Refresh is a product replacement plan, not insurance. It covers accidental damage to your drone with replacement units, but doesn't include public liability cover if your drone injures someone or damages property. Most pilots recommend having separate drone insurance alongside DJI Care for complete protection.

Can I get insurance for FPV racing drones?

Yes, several specialist insurers offer cover for FPV racing drones. This includes both liability cover and hull damage protection. Some policies cover racing events specifically, while others provide general FPV flying cover. Coverage for racing may have different terms than recreational flying, so check the policy details.